Guides

Plain-English explanations of the rules, checked against the official sources and dated. No jargon, no scare stories.

  • Should the house go into a trust?

    The legitimate will trust for couples, the lifetime "asset protection" trust to walk away from, and how to tell them apart.

  • Care fees: who pays, and when the house counts

    The 12-week rule, the £23,250 limit, deferred payment agreements, NHS funding, and why giving the house away does not work.

  • Inheritance tax after April 2027

    What changes when pensions join the estate, who is affected, the bands that are frozen to 2031, and the questions to take to an adviser.

  • Lasting power of attorney, done right first time

    The two types, who to appoint, the £92 fee, and the signing order that stops most of the 133,760 rejections a year.