Guides
The rules in plain English, checked against the official sources and dated.
Inheritance tax calculator, with pensions: your family’s bill today and from April 2027, free.
Should the house go into a trust?
The will trust for couples, and the lifetime “asset protection” trust to walk away from.
Care fees: who pays, and when the house counts
The £23,250 limit, and why giving the house away does not work.
Inheritance tax after April 2027
Pensions join the estate: who is affected, and what to ask an adviser.
Lasting power of attorney, done right first time
The two types, the £92 fee to register each, and the mistakes that get them rejected.
More guides
The 12-week rule: who can stay in the house
When the care means test ignores the house, and who can live there.
Deferred payment agreements, explained
The council pays the care fees as a loan, repaid from the house later with interest and fees.
Mirror wills and care home fees
What happens when one of you dies, and the effect on care fees.
Second marriage: the will, house and children
Marriage cancels a will, and children of a first marriage can get nothing.
Unmarried partners and the house
Without a will, an unmarried partner inherits nothing.
How to fill in an LPA, step by step
Forms LP1F and LP1H, section by section, and the £92 fee.